{"id":65962,"date":"2018-02-06T13:27:10","date_gmt":"2018-02-06T05:27:10","guid":{"rendered":"https:\/\/techielobang.com\/blog\/?p=65962"},"modified":"2018-02-06T13:27:10","modified_gmt":"2018-02-06T05:27:10","slug":"vouch-gives-cash-no-claim-rebate","status":"publish","type":"post","link":"https:\/\/techielobang.com\/blog\/2018\/02\/06\/vouch-gives-cash-no-claim-rebate\/","title":{"rendered":"VOUCH Gives You Cash with No Claim Rebate (video)"},"content":{"rendered":"<p>A new player in the car insurance sector is coming in to disrupt it. Check out VOUCH, a company that gives you cash with its \u201cNo-Claim Rebate\u201d (NCR) feature. Partnering it is 3 big companies &#8211; NTUC Income, Tokio Marine, and SOMPO.<\/p>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" data-attachment-id=\"65963\" data-permalink=\"https:\/\/techielobang.com\/blog\/2018\/02\/06\/vouch-gives-cash-no-claim-rebate\/vouch-insurance\/\" data-orig-file=\"https:\/\/i0.wp.com\/techielobang.com\/blog\/wp-content\/uploads\/2018\/02\/vouch-insurance.jpg?fit=800%2C530&amp;ssl=1\" data-orig-size=\"800,530\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"vouch-insurance\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/techielobang.com\/blog\/wp-content\/uploads\/2018\/02\/vouch-insurance.jpg?fit=300%2C199&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/techielobang.com\/blog\/wp-content\/uploads\/2018\/02\/vouch-insurance.jpg?fit=800%2C530&amp;ssl=1\" class=\"aligncenter size-full wp-image-65963\" src=\"https:\/\/i0.wp.com\/techielobang.com\/blog\/wp-content\/uploads\/2018\/02\/vouch-insurance.jpg?resize=800%2C530&#038;ssl=1\" alt=\"\" width=\"800\" height=\"530\" srcset=\"https:\/\/i0.wp.com\/techielobang.com\/blog\/wp-content\/uploads\/2018\/02\/vouch-insurance.jpg?w=800&amp;ssl=1 800w, https:\/\/i0.wp.com\/techielobang.com\/blog\/wp-content\/uploads\/2018\/02\/vouch-insurance.jpg?resize=300%2C199&amp;ssl=1 300w, https:\/\/i0.wp.com\/techielobang.com\/blog\/wp-content\/uploads\/2018\/02\/vouch-insurance.jpg?resize=768%2C509&amp;ssl=1 768w, https:\/\/i0.wp.com\/techielobang.com\/blog\/wp-content\/uploads\/2018\/02\/vouch-insurance.jpg?resize=83%2C55&amp;ssl=1 83w, https:\/\/i0.wp.com\/techielobang.com\/blog\/wp-content\/uploads\/2018\/02\/vouch-insurance.jpg?resize=165%2C109&amp;ssl=1 165w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/p>\n<p><!--more--><\/p>\n<p>Basically, if you did not claim anything during the insurance period, VOUCH will reward you with cash of up to 15% of the annual premium paid. The thing is that VOUCH will group you with drivers of the same profile. Actually, you can even also form a private group with your friends or family members. Check out this video below.<\/p>\n<p><iframe loading=\"lazy\" src=\"https:\/\/www.youtube.com\/embed\/TaT-c5AYuzo\" width=\"800\" height=\"450\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p>\n<p>These are some examples provided by Voucher if you need more details.<\/p>\n<p><span style=\"text-decoration: underline;\"><strong>Annex 1 &#8211; How Vouch Insurtech\u2019s No-Claim Rebate works<\/strong><\/span><\/p>\n<p>All car insurance policies for customers of NTUC Income, Sompo Insurance Singapore\u00a0and Tokio Marine Insurance Singapore come with a No-Claim Rebate (NCR). This is\u00a0cash back of up to 15% of annual premium paid, in addition to your existing No-Claim\u00a0Discounts.<\/p>\n<p><strong>1. Buy Your Policy<\/strong><br \/>\nAfter you buy your policy via Vouch, your insurer sets aside 15% of your premium<br \/>\nas your No-Claim Rebate (NCR).<\/p>\n<p><em>Example:<\/em><br \/>\n<em>Driver 1<\/em><br \/>\n<em>Premium $ 1, 500\u00a0<\/em><em>X 15%<\/em><br \/>\n<em>NCR = $225<\/em><\/p>\n<p><strong>2. Join a Group<\/strong><br \/>\nYou automatically join a Public Group where your No-Claim Rebate (NCR) is\u00a0combined with other members\u2019 NCR to form a Group Rebate Pool.<\/p>\n<p>You can also form your own Private Group with family and friends on Vouch\u00a0(minimum 10 people in a group).<\/p>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" data-attachment-id=\"65965\" data-permalink=\"https:\/\/techielobang.com\/blog\/2018\/02\/06\/vouch-gives-cash-no-claim-rebate\/vouch-example-01\/\" data-orig-file=\"https:\/\/i0.wp.com\/techielobang.com\/blog\/wp-content\/uploads\/2018\/02\/vouch-example-01.jpg?fit=500%2C326&amp;ssl=1\" data-orig-size=\"500,326\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"vouch-example-01\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/techielobang.com\/blog\/wp-content\/uploads\/2018\/02\/vouch-example-01.jpg?fit=300%2C196&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/techielobang.com\/blog\/wp-content\/uploads\/2018\/02\/vouch-example-01.jpg?fit=500%2C326&amp;ssl=1\" class=\"aligncenter size-full wp-image-65965\" src=\"https:\/\/i0.wp.com\/techielobang.com\/blog\/wp-content\/uploads\/2018\/02\/vouch-example-01.jpg?resize=500%2C326&#038;ssl=1\" alt=\"\" width=\"500\" height=\"326\" srcset=\"https:\/\/i0.wp.com\/techielobang.com\/blog\/wp-content\/uploads\/2018\/02\/vouch-example-01.jpg?w=500&amp;ssl=1 500w, https:\/\/i0.wp.com\/techielobang.com\/blog\/wp-content\/uploads\/2018\/02\/vouch-example-01.jpg?resize=300%2C196&amp;ssl=1 300w, https:\/\/i0.wp.com\/techielobang.com\/blog\/wp-content\/uploads\/2018\/02\/vouch-example-01.jpg?resize=84%2C55&amp;ssl=1 84w, https:\/\/i0.wp.com\/techielobang.com\/blog\/wp-content\/uploads\/2018\/02\/vouch-example-01.jpg?resize=165%2C109&amp;ssl=1 165w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/>*The above example is simplified for illustration. Group members will have differing premiums and\u00a0NCR depending on their individual driving profiles, and when they join the Group.<\/p>\n<p><strong>3. Drive Safely<\/strong><br \/>\nWhen someone in your group files an own damage claim, the claim amount is\u00a0deducted from the Group Rebate Pool (up to $2,000 per claim). This impacts how\u00a0much No-Claim Rebate (NCR) everyone gets back at the end of their respective\u00a0policies. The less claims, the more cash back!<\/p>\n<p><em>Example:<\/em><br \/>\n<em>Driver 2 gets into a car accident and files a claim of $3,000. Only up to $2,000 will\u00a0be deducted from the Group Rebate Pool.<\/em><\/p>\n<p><em>Driver 2\u2019s own NCR contribution will be deducted entirely first (that\u2019s fair!) and the\u00a0remaining amount proportionately deducted from the other group members\u2019 NCR.<\/em><\/p>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" data-attachment-id=\"65964\" data-permalink=\"https:\/\/techielobang.com\/blog\/2018\/02\/06\/vouch-gives-cash-no-claim-rebate\/vouch-example\/\" data-orig-file=\"https:\/\/i0.wp.com\/techielobang.com\/blog\/wp-content\/uploads\/2018\/02\/vouch-example.jpg?fit=500%2C250&amp;ssl=1\" data-orig-size=\"500,250\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"vouch-example\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/techielobang.com\/blog\/wp-content\/uploads\/2018\/02\/vouch-example.jpg?fit=300%2C150&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/techielobang.com\/blog\/wp-content\/uploads\/2018\/02\/vouch-example.jpg?fit=500%2C250&amp;ssl=1\" class=\"aligncenter size-full wp-image-65964\" src=\"https:\/\/i0.wp.com\/techielobang.com\/blog\/wp-content\/uploads\/2018\/02\/vouch-example.jpg?resize=500%2C250&#038;ssl=1\" alt=\"\" width=\"500\" height=\"250\" srcset=\"https:\/\/i0.wp.com\/techielobang.com\/blog\/wp-content\/uploads\/2018\/02\/vouch-example.jpg?w=500&amp;ssl=1 500w, https:\/\/i0.wp.com\/techielobang.com\/blog\/wp-content\/uploads\/2018\/02\/vouch-example.jpg?resize=300%2C150&amp;ssl=1 300w, https:\/\/i0.wp.com\/techielobang.com\/blog\/wp-content\/uploads\/2018\/02\/vouch-example.jpg?resize=110%2C55&amp;ssl=1 110w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/p>\n<p>* The Group Rebate Pool only determines how much NCR each driver get back. It has NO impact\u00a0on claim payout. Your insurer will pay for your claim irrespective of how much there is in the Group\u00a0Rebate Pool.<\/p>\n<p><strong>4. Get up to 15% cash back!<\/strong><br \/>\nAt the end of your policy year, your remaining No-Claim Rebate (NCR) will be given\u00a0back to you as a reward for safe driving. Look out for the cheque!<\/p>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" data-attachment-id=\"65966\" data-permalink=\"https:\/\/techielobang.com\/blog\/2018\/02\/06\/vouch-gives-cash-no-claim-rebate\/vouch-example-02\/\" data-orig-file=\"https:\/\/i0.wp.com\/techielobang.com\/blog\/wp-content\/uploads\/2018\/02\/vouch-example-02.jpg?fit=500%2C91&amp;ssl=1\" data-orig-size=\"500,91\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"vouch-example-02\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/techielobang.com\/blog\/wp-content\/uploads\/2018\/02\/vouch-example-02.jpg?fit=300%2C55&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/techielobang.com\/blog\/wp-content\/uploads\/2018\/02\/vouch-example-02.jpg?fit=500%2C91&amp;ssl=1\" class=\"aligncenter size-full wp-image-65966\" src=\"https:\/\/i0.wp.com\/techielobang.com\/blog\/wp-content\/uploads\/2018\/02\/vouch-example-02.jpg?resize=500%2C91&#038;ssl=1\" alt=\"\" width=\"500\" height=\"91\" srcset=\"https:\/\/i0.wp.com\/techielobang.com\/blog\/wp-content\/uploads\/2018\/02\/vouch-example-02.jpg?w=500&amp;ssl=1 500w, https:\/\/i0.wp.com\/techielobang.com\/blog\/wp-content\/uploads\/2018\/02\/vouch-example-02.jpg?resize=300%2C55&amp;ssl=1 300w, https:\/\/i0.wp.com\/techielobang.com\/blog\/wp-content\/uploads\/2018\/02\/vouch-example-02.jpg?resize=302%2C55&amp;ssl=1 302w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><br \/>\n<em>*\u00a0You can track your No-Claim Rebate (NCR) amount via your personalized dashboard anytime.<\/em><\/p>\n<p>If you wish to know more, check out the Press Release or <a href=\"https:\/\/www.vouchinsurance.sg\/\" target=\"_blank\" rel=\"noopener\">go directly to their website<\/a>.<\/p>\n<p><span style=\"text-decoration: underline;\"><strong>Press Release<\/strong><\/span><\/p>\n<h2 style=\"text-align: center;\">Fairer car insurance with launch of Singapore\u2019s first No-Claim\u00a0Rebate cash back<\/h2>\n<p style=\"text-align: center;\"><em>New <\/em>insurtech<em> start-up partners three major insurance companies to deliver\u00a0fairer car insurance<\/em><\/p>\n<p><strong>5 February 2018, Singapore<\/strong> \u2013 Local start-up company, Vouch Insurtech, has today\u00a0launched Singapore\u2019s first car insurance \u201cNo-Claim Rebate\u201d (NCR) feature. Three\u00a0insurance companies &#8211; NTUC Income, Sompo Insurance Singapore and Tokio Marine\u00a0Insurance Singapore \u2013 have partnered with Vouch Insurtech (Vouch), to offer\u00a0customers up to 15% cash back on annual premiums, in addition to existing No-Claim\u00a0Discounts (NCD). Through its innovative digital platform, Vouch is set to disrupt the\u00a0car insurance industry, a sector that has experienced little change in the past several\u00a0decades.<\/p>\n<p>\u201cIn the traditional car insurance model, safe drivers pay higher premiums to cover the\u00a0risks of unsafe drivers. This is unfair, and we saw an opportunity to work with insurance\u00a0companies, to give drivers more choice to influence the premiums they pay and also\u00a0reward safe drivers. Insurance companies also want to encourage a safe-driving\u00a0culture in Singapore and we were delighted when three established insurance\u00a0companies came onboard. Drivers can now receive a cheque from their insurer for\u00a0driving safely, instead of for making a claim,\u201d said Chean Yujun, CEO and co-founder,\u00a0Vouch Insurtech.<\/p>\n<p>Vouch works by grouping drivers of similar driving profiles together via their online\u00a0platform. Drivers may also choose to form private groups with friends and family. At\u00a0the start of each drivers\u2019 policy (policies can have differing start dates), the insurance\u00a0company sets aside 15% of the drivers\u2019 premiums as NCR. This is pooled with\u00a0members in the same group. During the policy period, if any member makes an own-damage\u00a0claim, part of this claim is deducted from the rebate pool, and the remainder\u00a0of the pool split amongst the members at the end of their respective policy period. If\u00a0the pool runs out, there is no negative impact to customers, as everyone is still covered\u00a0by their respective insurance company. If the group stays accident-free, everyone\u00a0receives 15% cash back of their premium. With less than 15 claims for every 100\u00a0drivers in Singapore annually, many safe drivers will stand to benefit from this cash\u00a0back. For details on how the feature works, please refer to Annex 1.<\/p>\n<p>The benefits of using Vouch\u2019s service are:<\/p>\n<ul>\n<li>Fair \u2013 Vouch makes car insurance fairer, by rewarding safe drivers with cash\u00a0back on their premiums. Drivers can also choose to group themselves with\u00a0friends\/ family, and other known safe drivers.<\/li>\n<li>Seamless \u2013 Vouch is a fully-fledged digital insurance platform that integrates\u00a0seamlessly with insurance companies\u2019 systems, offering the best customer\u00a0experience. Drivers can quickly and easily apply for their car insurance policies\u00a0via Vouch\u2019s website. It takes less than 5 minutes to get a quote, make payment\u00a0and receive policy details.<\/li>\n<li>Transparent \u2013 Customers can retrieve essential policy information via Vouch\u2019s\u00a0website anytime. They can also monitor any changes in their NCR and choose\u00a0to join or form new groups. Vouch operates within Singapore\u2019s regulatory\u00a0framework.<\/li>\n<\/ul>\n<p>\u201cAlthough I\u2019ve been driving accident-free for several years now, using my parents\u2019 car,\u00a0I recently bought my own car, as my wife and I just had our first baby. As such, our\u00a0insurance premiums were high. Signing on with Vouch is a \u2018no-brainer\u2019 for safe drivers\u00a0like me. I choose Sompo as my insurer and will be able to save several hundred dollars\u00a0at the end of the year through its cash back rebate \u2013 money that goes towards buying\u00a0milk powder!\u201d said Steven Yeo, 34, who was one of the pioneering customers of\u00a0Vouch.<\/p>\n<p><strong>Vouch Insurtech\u2019s entrepreneurial journey<\/strong><\/p>\n<p>Vouch was set up in late-2016, with the first year spent developing the algorithms and\u00a0analytical technology for their cash back service and also securing the partnerships\u00a0with insurers. The three cofounders have diverse experience and are located\u00a0strategically in key markets. Chean Yujun is based in Singapore with a banking and\u00a0big data analytics background; Prateek Jogani, the company\u2019s CTO, is based in India\u00a0and has previously worked in multiple software start-up companies; and Thanasak\u00a0Hoontrakul is the Country Manager in Thailand and has experience as a business\u00a0analyst.<\/p>\n<p>In 2017, Vouch was selected by global reinsurer Swiss Re as 1 of 5 start-ups globally\u00a0to be part of their InsurTech Accelerator programme, which mentors start-ups with the\u00a0potential of disrupting insurance practices. By end of 2017, the company raised SGD\u00a01 million in seed funding from investors like GREE Ventures, Nogle Capital\u00a0Management and several angel investors. Vouch is also incubated by NUS Enterprise\u00a0and benefitted from being based at Technopreneur Circle, a platform initiated by\u00a0Vertex Ventures to help the early stage start-up ecosystem by providing mentorship,\u00a0and help with business development by way of opening doors.<\/p>\n<p>Moving forward, the company aims to expand regionally, initially targeting Thailand\u00a0and Malaysia.<\/p>\n<p>\u201cFewer accidents on the road will result in lower claim cost, which is the most important\u00a0factor for premium pricing. We look forward to working with Yujun and his team to\u00a0promote safe driving culture thru their on-line platform. Better road safety is a win-win\u00a0for both car owners and motor insurers in Singapore,\u201d said Mr A K Cher, CEO of Tokio\u00a0Marine Insurance Singapore.<\/p>\n<p>&#8211; End \u2013<\/p>\n<p>FAQ on Vouch may be found here https:\/\/www.vouchinsurance.sg\/faq<\/p>\n<p><strong>About Vouch Insurtech<\/strong><\/p>\n<p>Vouch Insurtech is an insurance platform for private communities. We partner with major insurers to\u00a0offer Singapore\u2019s first No-Claim Rebate cash back for car insurance. Customers who purchase their car\u00a0insurance via vouchinsurance.sg receive up to 15% cash back (on top of existing No-Claim Discount)\u00a0from insurers if they do not make any claims. Customers can maximize their cash back by forming\u00a0groups with other safe drivers, and enjoy a fairer and more transparent customer experience.<\/p>\n<p><strong>About GREE Ventures<\/strong><\/p>\n<p>GREE Ventures is a venture capital firm with assets under management of US $120 million. Since its\u00a0establishment over six years ago, the firm has made more than 40 investments in startups in Asia and\u00a0has positioned itself as an active investor focusing on early-stage startups. Being an independent\u00a0institutional fund with a vision of cross border collaboration across Asia, GREE Ventures leverages its\u00a0domestic and overseas network to identify promising investment targets in the broadly defined Internet\u00a0sector. Using an active fund strategy, GREE Ventures does more than just inject cash. The firms\u2019s\u00a0highly experienced staff provides startups with hands-on support to boost value creation.<\/p>\n<p><strong>About Nogle Capital Management<\/strong><\/p>\n<p>Nogle Capital Management is a venture capital management firm aimed at investing in high growth\u00a0technology ventures. Our investment strategy is focused on developing companies with technology\u00a0innovations (cloud computing, artificial intelligence, blockchain, cybersecurity, data analytics and much\u00a0more) through active financial and operational facilitation that can benefit from Nogle\u2019s extensive\u00a0business network. Nogle Capital Management is the investment management venture and fully-owned\u00a0subsidiary of Nogle Limited. For more information, please visit our website: www.noglecapital.com<\/p>\n<p><strong>About NUS Enterprise<\/strong><\/p>\n<p>NUS Enterprise plays a pivotal role in advancing innovation and entrepreneurship at NUS. It actively\u00a0promotes entrepreneurship and cultivates global mind-sets and talents through the synergies of\u00a0experiential entrepreneurial education, active industry partnerships, holistic entrepreneurship support\u00a0and catalytic entrepreneurship outreach. As Asia\u2019s Thought Leader for Innovation &amp; Enterprise, its\u00a0initiatives complement and add a unique perspective to NUS teaching and research at the University\u00a0and beyond. For more information, visit www.enterprise.nus.edu.sg<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A new player in the car insurance sector is coming in to disrupt it. Check out VOUCH, a company that gives you cash with its \u201cNo-Claim Rebate\u201d (NCR) feature. Partnering it is 3 big companies &#8211; NTUC Income, Tokio Marine, and SOMPO.<\/p>\n","protected":false},"author":1,"featured_media":65963,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_links_to":"","_links_to_target":""},"categories":[21,1509,4,61,14],"tags":[3664,3607,13012,4357,13011,16342,16343,2397,15114,2703,11176,282,16340,16341,16339],"class_list":["post-65962","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-automobile","category-featured","category-information","category-local","category-techie","tag-automobile-2","tag-car","tag-car-insurance","tag-featured-2","tag-insurance","tag-ncr","tag-no-claim","tag-ntuc","tag-ntuc-income","tag-premium","tag-rebate","tag-singapore","tag-sompo","tag-tokio-marine","tag-vouch"],"aioseo_notices":[],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/techielobang.com\/blog\/wp-content\/uploads\/2018\/02\/vouch-insurance.jpg?fit=800%2C530&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/p8YKZ-h9U","jetpack_sharing_enabled":true,"jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/techielobang.com\/blog\/wp-json\/wp\/v2\/posts\/65962","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/techielobang.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/techielobang.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/techielobang.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/techielobang.com\/blog\/wp-json\/wp\/v2\/comments?post=65962"}],"version-history":[{"count":1,"href":"https:\/\/techielobang.com\/blog\/wp-json\/wp\/v2\/posts\/65962\/revisions"}],"predecessor-version":[{"id":65967,"href":"https:\/\/techielobang.com\/blog\/wp-json\/wp\/v2\/posts\/65962\/revisions\/65967"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/techielobang.com\/blog\/wp-json\/wp\/v2\/media\/65963"}],"wp:attachment":[{"href":"https:\/\/techielobang.com\/blog\/wp-json\/wp\/v2\/media?parent=65962"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/techielobang.com\/blog\/wp-json\/wp\/v2\/categories?post=65962"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/techielobang.com\/blog\/wp-json\/wp\/v2\/tags?post=65962"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}